No More Fees!

What it is

As part of the Durbin Amendment (part of the 2010 Dodd-Frank act), businesses are permitted to offer a discount to customers as an incentive to encourage payment by alternative methods other than credit cards. As part of our strategic alliance with C&H Financial Services, our Cash Discount Program provides the solution for merchants to offset some or all of the costs associated with accepting credit cards. 

How it works

A small service charge is applied to all sales. A discount is automatically applied when customers pay with cash. No discount is given when paying by debit card or credit card. Our fully compliant and patented software automatically determines all discounts and actions based on payment type. Merchants keep processing credit cards as they always have, only now they receive 100% of their gross profits.

About Us

Process Hope Merchant Services is an independent corporation that has allied with C&H Financial Services, and acts as a liaison among several processors, including Citizens Bank, Esquire Bank, and First Data. We provide account setup, support, processing equipment, software and supplies specifically designed for most types of businesses across the country. We have offices in Los Angeles, CA, Grass Valley, CA and Jackson Hole, WY, and have been in business since 1989.

Because of our dual role function, we act as the initial service office for our customers. Our company strives for a long-term, positive rapport with our customers, and are usually able to solve problems in-house before referring to the help desk. With over 30 years of experience, we have found that this formula works to benefit all parties.